Advantages of Star Health Insurance
- Over 10 Corer People Covered Across the Country.
- Hospitalization expenses incurred as a result of illness/disease/sickness/accidental injuries.
- Covers hospitalization expenses like Room Rent, Medicines, Scan, X-Ray, Operation Theater charges, Surgeon, Consultant and Anesthetist fees.
- Direct Settlement of Claims - NO TPA
- Covers pre and post-hospitalization.
- Wide Net work of more than 5100 ++ hospital across India
- Life Time Renewal for Senior Citizen plans.
- Wide choice of plan option
- Exclusive policy covering Pre-Existing Disease.
Mediclassic - Individual Health Insurance
- Covers hospitalization expenses incurred as a result of illness/disease/sickness and/or accidental injuries.
- Covers pre and post-hospitalization expenses
- Non – Allopathic up to Rs.25,000 per year.
- 12 day care procedure covered.
- No claim discount ranging from 5% to 25% for every claim-free year
- Maximum cover of Rs.10,00,000 per individual
Family Health Optima - Family Health Insurance
- A Super Saver Policy,
- Single Sum Insured,
- Coverage for entire family in Single Premium
- Considerable saving in premium as the family is covered under one policy.
- Covers Pre and Post hospitalization and 12 Day care Procedure
- Sum insured is floated amongst the family members
- Maximum cover of Rs.10,00,000 per family
Senior Citizen Red Carpet - Senior Citizen Health Insurance
- This is India's first health insurance policy aimed specifically at senior citizens
- It provides cover for anyone over the age of 60 and permits entry right up to the age of 69
- No pre-insurance medical test required.
- Guaranteed renewals beyond 69 years,
- Pre-existing diseases covered.
- Only cashless at network hospitals
- Maximum cover of Rs. 5,00,000 per individual
Star Criticare Health Insurance
- This policy offers cover to the Insured Person under two sections. Both regular hospitalization benefits and Major Disease’s benefits are available under one policy. [100% Lump Sum Payment for major identified Critical illness - First Diagnosis of Cancer, Chronic Kidney Disease, Brain Tumour, Irreversible Coma, Undergoing first time - Major Organ Transplant, Occurrence for the first time of the Cerebro-Vascular Stroke causing Hemiplegia, Acute Myocardial Infarction resulting in LVEF of < 25%,, irreversible Paraplegia, irreversible Quadriplegia].
Diabetes Safe
- An Exclusive policy that helps those affected by Diabetes Mellitus Type II and offers insurance protection for treating most commonly occurring complications.
- Eyes: Diabetic Retinopathy requiring laser treatment.
- Kidneys: Diabetic Nephropathy leading to chronic renal failure.
- Feet: Diabetic foot ulcer requiring micro-vascular surgical correction.
Super Surplus Health Insurance
- Wide coverage option of Rs. 7 lakh and Rs. 10 lakh,
- Covers hospitalization expenses in excess of Rs. 300,000 per hospitalization.
- Policy Individual and Family.
Star Health Gain Insurance
- A policy which provides for both inpatient and outpatient benefits.
- Standard Premium – Rs. 14,725/- for all age group and family size.
- Renewable up to 60 yrs of age
- OP benefits only as reimbursement
- Accumulated OP bills can be claimed within the policy year.
- Flexibility to increase SI as age increases for the same premium.
Unique Health Insurance
- A two year policy
- Pre-Existing Diseases will be covered after 11 months of continuous coverage have elapsed.
- Covers both pre existing ailment and future diseases
- No pre medical checkup.
- Policy is offered with 30/% Co-pay for All Claim.
Pregnancy Health Insurance
- Pasic Floater Plan with Addition Cover.
- Expenses of delivery – Normal or Caesarean
- Newborn baby cover,
- Post delivery complication cover for mother after the delivery.
- Cost of test incurred for detecting any disorders in the Fetus up to Rs. 1,000/-
- Non Allopathic Treatments: Up to Rs. 25,000/- per policy period.
- Age 18 years to 40 years entry and family size of 2A and 2A + 1C.
Star Travel Health Insurance
- Individual Travel Protect - 5 days to 180 Days Cover
- Family Travel Protect – 2A and 2C for 15, 30, 45 and 60 days
- Corporate Travel Protect – worldwide option
- Student Travel Protect.
Personal Accident
- A protection to the family in the unfortunate event of accidental death or disablement.
- World wide cover.
- Coverage for entire family in one accident Policy
What cannot be claimed?
- Treatment of illness/disease/sickness contracted by the insured person during the first 30 days from the commencement date of the policy
- First Two Years Exclusions:
- Cataract,
- Hysterectomy for Menorrhagia or Fibromyoma,
- Replacement surgery for knee and/or joint (other than caused by an accident),
- Prolapse of intervertebral disc (other than caused by accident),
- varicose veins and varicose ulcers
- First Year Exclusions:
- Benign Prostate Hypertrophy,
- Hernia,
- Hydrocele,
- Fistula in anus,
- Piles,
- Sinusitis and related disorders, congenital internal disease/defects,
- removal of gallstones and renal stone
- Naturopathy treatment
- Expenses which are purely diagnostic in nature with no positive existence of any disease
- Expenses incurred for non-allopathic treatment
- Treatment of external Congenital disease/defects/anomalies
- Expenses which are mainly cosmetic in nature.
Careers
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