Medical Insurance

Medi classic

•  Covers hospitalisation expenses

•  Family discount available

•  Covers surgeon, consultant, and anesthetist fees

•  No claim discount ranging from 5% to 25% for every claim-free year

•  Covers pre and post-hospitalisationSenior Citizens Red Carpet

•  Covers people aged between 60 and 69 years

•  Guaranteed renewals beyond 69 years

•  No pre-insurance medical test required

•  Pre-existing diseases coveredDiabetes Safe

•  Covers people affected by Diabetes Mellitus Type II

•  Covers diabetic retinopathy requiring laser treatment

•  Covers diabetic nephropathy leading to chronic renal failure

•  Covers second transplant following failure of the firstMedi Premier

•  Provides additional lump sum payment in case of diagnosis of certain illnesses

•  Covers pre and post-hospitalisation expenses

•  Stroke, renal failure, and cancer are covered under specified critical illnesses

•  Coverage available for persons between 26 years and 75 yearsSuper Surplus

•  Wide coverage option of Rs. 7 lakh and Rs. 10 lakh2

•  Covers hospitalisation expenses

•  No ceiling on ICU, medicine, diagnostic charges, or consultation fees

•  Covers surgeon, consultant, and anesthetist feesFamily Health Optima

•  Protect all family members against serious illnesses

•  Covers hospitalisation expenses

•  Floater plan

•  Covers pre and post-hospitalization expensesNRI all care

•  Insures health of family members of non-resident Indians

•  Covers surgeon, consultant, and anesthetist fees

•  Cashless facility available

•  Free consultation at specific hospitalsTrue value

•  Covers hospitalisation expenses

•  Covers surgeon, consultant, and anesthetist fees

•  Cumulative bonus of 5% added to sum assured for every claim-free year of insurance up to a maximum 10 claim-free years