Bank Of India with National Insurance Co. has started from this year a new attractive family floater Health Insurance Policy exclusively for Bank of India account holders,BOI Card holders and its employees with Lower premium.

Special features are:–

1. Bank Of India account holder will be the Policy holder(For this you have to open an SB a/c with a near by Bank Of India Branch)
2. Hospitalisation expenses of policy holders & their family members,totalling 4 persons will be covered under one policy.(self,spouse and 2 children below 21 years)
3. Available to persons in the age group of 3 months to 65 years.
4. Floater Policy(any one or all family members can avail Hospitalisation benefits during the policy period up to the sum insured opted) .
5. Sum insured fromRs.50,000/- to Rs.5 lacs.
6. Ambulance charges payable up to Rs.1000/-per policy period.
7. Out of pocket expenses payable for hospitalisation of children below 12 years -a lumpsum amount of RS.1000/-per policy period.
8. Cost of Health Checkup after 3 continues claim free years.
9. Pre-existing diseases covered from 4th year onwards. .
10. No medical examinations is required before acceptance. .
11. Premium exempted under Sec 80D of IT Act. .
12. ashless access through 3rd party admin.in network hospitals all over India. .
13. Reimbursement of claims by TPA where treatment is taken in non-net work hospitals. .
14. Pre & Post Hospitalisation expenses for first 30days and 60 days resp.
15. Maternity benefit and Baby care expenses are also reimbursed up to 5% of the sum insured.

I am giving below few sum insured and premium payable(including Tax)

Rs.50,000/-………..Premium Rs.931/-
Rs.1 lac……………………… …….Rs.1748/-
Rs.1.5 lacs ……………………….Rs .2638/-
Rs.2 lacs…………………….. ……Rs.3394/- ( like this goes up to Rs.5 lacs)

To obtain the policy,first you have to open an a/c and become a BOI family member.