In a forthright effort to increase the benefits of policyholders the United India Insurance has appointed Third Party Administrators (TPA) who would process all the Mediclaim Policies issued by the public sector general insurance companies.  

The premiums on the Mediclaim Policies have been increased by six percent in order to compensate the payments the insurance companies make to the TPAs,  

Advantages of appointing TPAs:  

All new polices issued hereafter will be ‘Cashless Mediclaim’. Till date, the insured had to pay for his treatment, which would be claimed later. But now, under ‘Cashless Mediclaim’, the insured can get admitted to hospitals without a scramble for funds at the crucial hour.  All they will have to do is flash an identity card that will certify that insurance companies cover them under a policy.  

How to avail the facility? The following documents have to be submitted to the insurance company to avail these facilities

• Three passport size color photos
•  A Xerox copy of the proposal form
• Insurance proposal form