Oct
20
Apollo- DKV - Standard family health insurance plan
Filed Under (Health Insurance) by medindia on 20-10-2008

APOLLO DKV, HEALTH INSURANCE COMES WITH A HEALTH ASSURANCE

Special features of Apollo DKV health insurance: Products and services would be valid on a “Cashless Basis” in over 4000 of best hospitals (including the 42 Apollo hospitals) across India and on a reimbursement basis in all hospitals in the country.



(FAQ’s) Frequently Asked Questions

Q: What is a Family Floater plan?

A Family Floater is a single policy that takes care of the hospitalization expenses of your entire family. Family Floater Health Plan takes care of all the medical expenses during sudden illness, surgeries and accidents.


Q: Why should I take a Family Floater Health Plan if I already have health insurance from my employer, or if my family and I are already covered by my corporate?

Your employer will cover your medical expenses only as long as you are in his services. Tomorrow, you may change your job, retire, or even start something on your own. In all such cases you and your family will be stranded if a medical emergency arises and you have not arranged for an alternative health insurance policy. It is at this point of time that Family Floater Health Insurance policy will come to your rescue.


Family Floater Health Insurance policy can also act as a supplement to your existing medical cover in case the cost of medical treatment is higher than your existing cover level.


Q: How do I go about getting in touch with someone for a health insurance plan with Apollo DKV?

Simply Contact us at 9884843378 or 044-26263372



Q: Is the premium exempted from Income Tax?

The premium is exempt under Section 80D of the IT, Premium up to Rs.15,000/- qualifies for tax benefit under Section 80D of Income Tax Act


Easy Health Family Standard
Sum Insured (SI) / Policy (Rs. In Lakh) 2.00, 3.00, 4.00, 5.00
1a) In-patient Treatment Covered
1b) Pre - hospitalisation Covered
1c) Post - hospitalisation Covered
1d) Day Care Procedures Covered
1e) Domiciliary Treatment Covered
2a) Daily Cash for choosing Shared Accomodation Rs. 500 per day, Maximum Rs. 3,000
2b) Expenses for Organ Donor of Transplant Covered
2c) Emergency Ambulance Upto Rs. 2,000
2d) Daily Cash for accompanying an insured child Not Covered
2e) Newborn baby Not Covered
3a) Maternity Expenses with Waiting Period of 4 Years Not Covered
3b) Out-patient Dental Treatment with Waiting Period of 3 years Not Covered
3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year Not Covered
3d) E-opinion in respect of a Critical Illness Not Covered
4) Additional Cover for Critical Illness Not Covered
5) Health Checkup Upto 1% of Sum Insured Every 4th Year
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the TPA
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Comments:
8 Comments posted on "Apollo- DKV - Standard family health insurance plan"
SHUBHANKAR DAS on December 2nd, 2008 at 4:06 pm #

DETAIL INFORMATION OF MEDICLAIM INSURERANCE POLICY


B.RAM MOHAN REDDY on December 13th, 2008 at 11:34 am #

Dear sir,
There is an excellent health insurance floater policy, AB Arogyadaan available at Andhra Bank branches. The premium is lower and features like inclusion of pre existing diseases after 3 claim free years etc., also available. Its better to checkout that policy before taking any decision on buying health insurance.


malini on December 20th, 2008 at 4:48 am #

ApolloDKV health insurance is the among the most affordable and low cost medical health insurance in India.


jubisha c on January 22nd, 2009 at 6:24 am #

I wanted to know about which are all the hospitals coming under this policy? What you mean by waithing period?


Arun Nayan Prasad on January 22nd, 2009 at 10:13 am #

Pl. send broucher on my email address


sheikh rafiq ahmed on February 6th, 2009 at 12:16 pm #

i wish to take health insurance for my entire family. my family size is myself, wife,and 3 children,total 5 members, so please send me details of yearly primium and coverage.


ompal balmiki on March 20th, 2009 at 4:13 am #

wants to more about your helth policy and its premium .wants to cheaper premium and more facility


RaiulBaztepo on March 28th, 2009 at 10:47 pm #

Hello!
Very Interesting post! Thank you for such interesting resource!
PS: Sorry for my bad english, I’v just started to learn this language ;)
See you!
Your, Raiul Baztepo


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