The opportunities for private investment in healthcare facilities and services are ever increasing. Because the Government has opened the insurance sector to private companies, the availability of private health insurance is expected to increase access to private healthcare facilities for millions of families. Max Healthcare and Apollo Hospitals are examples of providers already offering services in each of the primary, secondary and tertiary sectors.

Health insurance is grossly unde…

Indian economy is now growing impressively. One of the areas of Indian economy that will have very fast growth is Insurance. Right now, the size of Indian insurance sector is just $10 billion and by 2010, it may become a $60 billion industry. Until now, Indian insurance sector did not see too much use of technology. However, it is going to change. Now, 3i Infotech has launched Premia Insurance Broking eXchange (IBX)which is ‘a first of its kind subscription-based internet so…

A four-day training workshop on health insurance, organised by the Government of India in association with the World Health Organisation, commenced at the State Institute of Health and Family Welfare here .

Managing director of the Punjab Health Systems Corporation (PHSC) T.R. Sarangal delivered the keynote address.

Dr Y.C. Markan, director, State Institute of Health and Family Welfare, and Dr Arjun Singh Gill, joint director, PHSC, were coordinating the programme.

De…

The advent of Third Party Administrators (TPAs) is expected to play an important role in health insurance market in ensuring better services to policyholders. In addition, their presence is expected to address the cost and quality issues of the vast private healthcare providers in India.

However, the insurance sector still faces the challenge of effectively institutionalizing the services of the TPA. A lot needs to be done in this direction. Towards this the present paper describes t…

Doctors’ sharing the risk in health insurance makes it a win -win situation for all!

In India a doctor’s crucial role is to diagnose

1. Diagnosis is of two types:

a) The Doctor’s analysis of the patient’s reports.
b) The Doctor’s perception of the patient’s symptoms.

The formidable factor is that there is an acute shortage of doctors in this country.

Could we ensure high quality in the doctor’s diagnosis if he is made responsible for his own feelings?

The point is thi…